Privacy Policy

Introduction and Overview

veltharomiqu ("we," "us," or "our") operates a budget forecasting platform accessible at veltharomiqu.com. This privacy policy explains how we collect, use, protect, and share information about you when you use our services. We're committed to protecting your personal data in accordance with UK data protection laws, including the Data Protection Act 2018 and the UK General Data Protection Regulation.

Your privacy matters to us. We believe you should always know what data we collect from you and how we use it, and that you should have meaningful control over both. This policy describes our data practices in plain language, without unnecessary legal jargon.

Information We Collect

How We Use Your Information

We use the information we collect for several legitimate business purposes. Primarily, we process your data to provide and improve our budget forecasting services. This includes generating financial projections based on your input data and customizing the platform experience to your specific needs.

We also use your information to communicate with you about service updates, security alerts, and account-related matters. When you've given consent, we may send you educational content about financial planning and platform features that might interest you.

Data Sharing and Third Parties

We limit data sharing to essential service providers who help us operate our platform. These include cloud hosting providers, payment processors, and customer support tools. All third-party partners are carefully vetted and bound by strict confidentiality agreements.

We may disclose your information when required by law or to protect our rights, but we'll notify you unless legally prohibited from doing so. In the unlikely event of a business merger or acquisition, we would ensure any new owner maintains the same privacy standards outlined here.

Your Data Protection Rights

Under UK data protection law, you have several important rights regarding your personal information. You can request access to any personal data we hold about you, and we'll provide this within one month of your request.

To exercise any of these rights, simply contact us using the information provided below. We'll respond promptly and guide you through the process.

Data Security and Protection

We employ industry-standard security measures to protect your information. This includes encryption of data both in transit and at rest, regular security audits, and restricted access controls for our team members who handle personal data.

Our servers are located in secure data centres within the UK, and we maintain regular backups to prevent data loss. We also provide you with security tools, including two-factor authentication options for your account.

Data Retention and Deletion

We retain your personal data only as long as necessary to provide our services or as required by law. Account information is typically retained for the duration of your subscription, plus an additional 12 months for legal and accounting purposes.

Financial data used for forecasting is deleted within 6 months of account closure unless you specifically request earlier deletion. Technical logs and usage data are anonymized after 24 months to help us improve our services while protecting your privacy.

International Data Transfers

While our primary data processing occurs within the UK, some of our trusted service providers may process data in other countries. When this happens, we ensure appropriate safeguards are in place, including adequacy decisions or standard contractual clauses approved by the UK authorities.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you by email and display a prominent notice on our platform. The updated version will always be available on this page with the revision date clearly marked.